Don’t know about everyone else’s, but my research (in CA) landed me on HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP. This assumes that you and your wife completely trust each other and want the other to get the house if one passes. And if you want to put it in a trust, then holding title this way makes it easier, because some other ways of holding title may require you to change it before you can transfer.
Do not add your children to the title – multiple negatives and no positives. Ideally you’d transfer the title to a trust and have the children be listed as secondary beneficiaries of the trust (you and wife being primary).
IANAL, I only play one on the internet sometimes.