Rather than muddy the CD Discussion Thread, I’m creating this topic to discuss positive/negative experiences with Andrews Federal Credit Union.
They have a compelling offer right now for a 9-month CD with 2.75% APY (see https://www.andrewsfcu.org/whats-new/promotions/specials.html#goto_1). It is easy to qualify for membership by joining the American Consumer Council (free with promo code “Andrews”), and you also have to open a $5 share account with Andrews.
While this is interesting, online reviews are overwhelmingly negative due to customer service issues. That said, most of the ones complaining were on the borrowing side, not the saver side. Opening a CD online appears to be painless, but if one ever did need customer service (to, say, make sure they don’t renew the CD), then it might not be pretty.
Your experiences with them?