I may have accidentally changed the min from 25K to 2500. Fixed now - thanks.
Tha “max” column has nothing to do with the FDIC limit, it only refers to the maximum amount that will earn the advertised “high” rate.
I stand corrected.
Yes, the rate will be paid as long as you have over $25,000 (on the entire balance)…And there are ways you can increase FDIC coverage at one bank to a lot more than $250,000…do a little online research ( am talking legit of course)…and you are very welcome, scripta!
UFB Direct just bumped up to 1.60%. But if you already have an account with them, it appears you may have to open a new account or at least call to ask for the new rate (That is what they did in the last bump up… Last time, “new money” was not a requirement either.)
EDIT: A simple phone call was needed to increase my rate to 1.6%. I didn’t need to open a new account or add new money. I guess they don’t want to increase accounts that are “asleep”. 
Upped UFB (per above) and PurePoint (per shinobi’s post) to 1.6, Barclays to 1.5, Discover to 1.4, Self-Help CU to 1.33, and SallieMae to 1.45
@BigTR FYI, on Jan1 you copied the entry for Amex HYS and updated the rate, but forgot to delete the original entry. I just noticed this and fixed it.
American Express High Yield Savings went up to 1.45% apy as of today (i saw the announcement when i logged into my account there)…
Live Oak Bank up to 1.6%
I still think ableBanking’s Money Market Savings is Rate Leader (1.70% APY).
$250 minimum opening deposit requirement.
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All of this was already reflected in the wiki.
SFGI Now up to: 1.51%
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It is most assuredly not the highest rate. And the minimum of $10k totally stinks.
But I continue to content myself with PurePoint . . . . . for now. It’s because I have them all set up, I guess, and definitely because I have found PurePoint service to be very good and 100% hassle free.
PurePoint could significantly improve its offering by dropping that $10k down to $5k or even less. But that is only JMHO.
@shinobi at least the one positive with PurePoint is that you can keep the account open with no fees with a balance greater than zero. That way if something better comes along, everything could be transferred out except a penny and your PurePoint account would still remain open and ready to go should they again be the rate leader.
You’re right!! The idea that u can keep just a minimum amount in PurePoint to keep the account open is good… Who knows, PurePoint might raise that 1.60% rate up a bit, but the fact u must have a min $10K is “still a pain.”
So try ableBanking MM Savings, “you might like it”, & only requires min $250 to open & 1.70% rate. Quick & easy opening & very nice Reps to help if needed.
Ally Bank online savings is up to 1.45% now.
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Does anyone care if I update the shared post to use markdown tables instead of html so it is easier to update?
I will get to it sometime Sat unless someone wants to beat me to it.
The markdown that you linked is not enabled on this site, at least not last time I tried. The faked markdown tables (using the “>” sign) neither looked good nor scaled down properly for mobile devices. I waited for HTML tables before creating this thread. Feel free to give it a try in your own post and wait for feedback before changing the wiki.
Wow, I was just able to copy and paste the table and it pasted it in this format… looks good to me, let me know what you think. This is the actual contents of my post: JustPaste.it - Share Text & Images the Easy Way
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Wow, I guess admin enabled the feature. I don’t think anyone will object, since it looks the same.
Except make sure that the links work. Your post doesn’t have the links in either the bank name column or the Th column.
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Redneck Bank (and related All American Bank) Rewards Checking has been at 2.0% for a while now. (Evantage accounts do not exist any more)
And they’ve posted on their website the MMA accounts are increasing to 1.7%/$50k max starting 2/21.
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