I’m not a new member to Service CU. I have a previous acct, so not planning to gain that $100 bonus’.
Today I see in my Service CU.
The Holiday Club Available $2751–Current $3000
Primary Savings Available $495.—Current $500. Down at bottom Total balance $3500.
I want to be sure my Holiday Club gains 3% & Primary Savings 5%… . This morning a Rep told me I am ok, but until I see the percentage rates at end of the month I won’t be really sure.
Join ACC either way. You can use it for a number of CU’s. All the cool kids join…
Yesterday’s/Today’s drops:
Vio Bank High Yield Online Savings was 1.11% now 1.04%
Marcus(Goldman Sachs) Online Savings was 1.05% now 0.80%
Dollar Savings Direct Savings was 1.00% now 0.85%
Capital One 360 Performance Savings was 1.00% now 0.80%
CIT Bank Savings Builder was 0.95% now 0.85%
Web Bank Savings was 0.85% now 0.75%
CIT Premier High Yield Savings was 0.75% now 0.50%
Northern has finally cut to 0.9% APY as of today. This is still a high rate and should be stable for at least a while.
Best deal out there now, seems to me, is Ally Bank’s 0.9% APY NPCD.
Online saving for Ally is 1%
AmericanExpress Saving is also 1%
Today’s drop:
Live Oak Bank High Yield Online Savings was 1.00% now 0.85%
For now, yes. Shouldn’t be like that for long.
Because it’s liquid, I’m posting here as well: Ally’s 11mo No-Penalty CD just dropped to 0.75% APY. Online Savings still listed at 1.00% APY, but for how much longer is anyone’s guess…
Today’s drops:
First Foundation Online Savings was 1.20% now 1.00%
CFG High Yield Money Market was 1.10% now 1.04%
ConnectOne Bank OneConnection Savings was 1.00% now 0.90%
Citizen’s Access Online Savings was 1.00% now 0.80%
Sallie Mae Money Market was 0.99% now 0.95%
Northfield Bank Platinum Savings was 0.85% now 0.65%
as I said before…1)Wf 400.00 bonus available with 4k dd and only need to leave 1500 in acct for bonus 2) TD bank beyond checking with 2250 dd and get 200, and if you can spare 20k for 90 days get 300 for savings. 3) PNC still available but 5k DD. Not sure how long to leave these funds in accts but you all can check. !000% better then .90% interest in savings now. And Citizens if in their area has 600 bonus. Doc has all the banks that work for DD. Just need patience for all the trial deposits to go thru. Good luck
I guess I had to wait a few days. I tried again today and it worked:
P2K0411500256
Received today regarding the Customers Bank Ascent MMA:
On August 18, 2020, the APY for all Ascent Money Market Savings accounts will be reduced to 1.10% APY*. We know 1.10% APY is still a very competitive rate. In fact, take a look:
Compare Savings APYs†:
Customers Bank 1.10%
CITI 1.05%
American Express 1.00%
Citizens Access 1.00%
CIT Bank 0.85%
Marcus 0.80%
Capital One 0.80%
Synchrony Bank 0.75%
FNBO Direct Online Savings just dropped to 0.75% APY.
Typo? Or has hell frozen over and Citibank is paying a competitive rate?
@scripta They have been paying that rate for some time. Originally I think it started out at 2.36% but has slowly dropped like all the rest. The only caveat is that it’s not nationally available.
https://online.citi.com/US/ag/banking/citi-accelerate-savings
Oh, right. Not available in CA so I chose to block it out of my mind.
Technically it doesn’t belong in this thread, but if it is widely available, let’s keep a “not nationwide” disclaimer next to it please.
Correct, it doesn’t belong here. I was just answering your question.
Today’s drops:
Colorado Savings Bank Online Savings was 1.00% now 0.90%
CIT Bank Money Market was 1.00% now 0.85%
Salem Five Direct eOne Savings was 1.00% now 0.80%
Bank5 Connect High Interest Savings was 0.95% now 0.85%
FNBO Direct Online Savings was 0.90% now 0.75%
CIT Bank Savings Builder was 0.85% now 0.75%
HSBC Direct Savings was 0.70% now 0.50%
I wrote that a week ago. That was then. This is now:
Ally has just cut the interest rate on that NPCD account by fifteen basis points!
Stinks!!
Will the Ally OSA rate, currently at 1%, meet the same fate?
Sadly it seems likely . . . . . if not inevitable.
So at this pace will the new high bar be any interest at all vs zero/none ?