Thanks for your assistance Honkinggoose, Scripta, and Craig10x.
I’m looking for the DD dollar amount to trigger the bonus. I’ll keep ~$1.5K to waive the monthly fees. It used to require one DD of $1K to trigger the bonus, but I couldn’t find data indicating whether it’s still the same.
I was sitting here trying to work out this deal with Chase. We keep $1500 in the account for 6 months to gain the $200 bonus. If I kept the $1500 in my Keesler HIMMA+ @ 1.45% for the 6 mo. (if my math is correct) I make $108.75 for the 6 mo. At Chase you get $200 for the 6mo.
Does that sound about right? I may be wrong about the $108.75 for 6 mo. 
I think you slide the decimal. $1500 at 1.45% is going to earn about $22.50 over an entire year. You did the math for a 14.5% interest rate.
I get something different… Over the 6 months, the interest at HIMMA+ would be:
$1500 * 0.0145 / 2 = $10.88
The equivalent interest rate at Chase, if you just churn the account at the end of the 6 months, is closer to 25%.
Not meaning, or wanting , to rain on anyone’s parade. However with special deference to our thread title here I would humbly point out that:
HIMMA Plus money is wonderfully liquid
Thanks glitch. I was afraid I made a mistake. It just didn’t sound right. That damn decimal point!
Yes, you’re right. A much better deal now than I was thinking last night. I might just go for it also. 
New motto, never make a deal late at night…
Well I got caught with my HIMMA+ acct changed over to HIMMA (no +). And I think they are deluged with calls now. I waited on the line for much to long, finally hung up. (why didn’t I listen)
So, I transferred the funds out of HIMMA over to savings & ach the funds to Alliant. Tomorrow I will start the process to RETURN the money to savings & open another HIMMA+.
Sure I still have the HIMMA+ for my spouse, but it’s nicer to have 2 accts.
I dunno. I did my best. You can lead a horse to water but you cannot force her to drink. 
Yeah - HMBradley and T-Mobile Money are my parking spots right now.
Keesler has started a “refer a friend” program. They are offering $25 to the referrer and r̶e̶f̶e̶r̶e̶e̶ referred party. It’s not much, but a tank of gas worth, anyway.
I was a little surprised since they clamped down on eligibility last year. Once I saw their annual numbers, though, it is easy to see why they want more members. Last year their membership grew by about 10%, but their assets grew by double that.
Sadly, there is no indication that this referral program will make people eligible for membership who aren’t currently eligible.
Details:
*Valid only on new membership accounts opened after 3/1/2021. Existing Keesler Federal accounts do not qualify. Keesler Federal employees are not eligible for referral reward. Advocate and friend will be rewarded a $25 Visa gift card once a friend completes one of the qualifying actions: open a new loan with a minimum balance of $5k, get approved for a credit card, open a certificate with a minimum $1k balance, open a checking account and make 5 debit card transactions or one direct deposit within the first 30 days. Maximum annual reward $500.
While on the Keesler subject, their annual board/member meeting is coming up. Their website says that it is scheduled for March 23rd at 7:00 CST. I suspect they mean CDT, but we’ll find out soon enough. They’re using MS Teams, and registration is not required.
ETA: If you register, you’re eligible for door prizes.
We can put it to the test and see if being referred allows someone who wouldn’t otherwise qualify to join. If you want to refer me, I’ll give it a try.
PM sent.
Just an update on the Cap-1 bonus… The $400 posted as advertised. Don’t know if they still have this offer available. If they do, or they bring it back, I recommend it.
Maybe it’s trying to pull Chex or a credit report. Do you have any of that locked or frozen?
Thanks. I was finally able to talk with a helpful CSR at Citi. Their website has a glitch today that has affected a number of customers-to-be. He assisted me in opening the accounts over the phone.
Oh no… I didn’t think you would be one of those annoying people who get riled up about DT vs ST. 
I never understand why people worry about this… don’t folks know what ‘phase’ we’re in at any point in time? will someone really wonder what time the event is?!?
Annoying, yes, for all of my adult life. 
Riled up? No. Irked, yes. Annoyed, yes. Why? See below.
I wouldn’t mind if they didn’t put the wrong time zone. I also wouldn’t mind if they put no time zone and let people use their brains. However, if they’re going to put the time zone, at least put the right one.
Hmm … maybe I am riled up. That Blade and Bow is better than I thought.
Has anyone tried One Finance?
202One | Organize your money, simplify your life - One (onefinance.com)
They let you save up to 10% of a DD in a 3% APY account, with a 1k cap each month. Balances otherwise earn 1% APY up to $25k if you have a qualifying DD.