Best Nationally Available High APY Liquid Accounts

CFG Bank Savings was 3.15% now 3.30%
Lemmata Bank MM was 3.05% now 3.35%
Sky One FCU was 2.90% now 3.25%
Bread Savings was 2.90% now 3.00%
My Banking Direct Savings was 2.85% now 3.15%
Marcus Savings was 2.35% now 2.50%
Capital One Savings was 2.35% now 3.00%

5 Likes

Presidential Bank increased the rates for this account yesterday. It’s now 3.75%(up to 25k) and 3.00%(paid on balance over 25k).

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thanks for that info. I will definitely send in some more funds. I also like their online banking system. And 7 BP (I do 9) and the DD are super easy.

Alliant Credit Union Savings was 2.20% now 2.35%

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Ally Online Savings Account rate is increasing from 2.35% to 2.50% APY on 11/2.

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Ally can’t confirm or deny promo status :frowning:

Thank you for taking the time to contact Ally Bank. I apologize for the delay in response to your message. I am happy to address your Get Paid promo inquiry.

Here is some information about the Get Paid Promotion:

  • New or existing customers can sign up to receive a cash bonus of 1% of any net new money deposited to an eligible Ally bank account. To earn a $500 bonus, the customer would need to deposit $50,000 and keep the funds in an eligible account through the retention period.

-New funds are considered funds added to your account on or after 10/12/22 until 10/31/22.

-Move at least $1,000 in net new money from an account at another financial institution into an eligible Online Savings account, Money Market account, or new CD by 10/31/2022

-Keep the new funds you deposited in your eligible Online Savings account, Money Market account, or CD through 1/15/2023

-Keep at least one Ally Bank account open and in good standing until we deposit your bonus, on or by 2/15/2023

Unfortunately, we do not have a way to confirm if you have enrolled in the promotion. If you successfully enrolled in the promotion, you should have received a confirmation email. You may need to check your Spam and Promotions folders. In the email you will click where it says enroll here or go to Ally Bank Cash Bonus Has Ended: View Next Steps. Please make sure you enroll with the same email listed on your account.

We appreciate your business and want to thank you for choosing Ally Bank. If you have any additional questions, we are here for you 24 hours a day, seven days a week. Our toll-free number is 1-877-247- ALLY (2559) or you can always visit us online at www.allybank.com.

Thank you,
Melissa
Customer Service
Ally Bank

-----Original Message-----

Hi, Please confirm High Yield CD 12-Month?
has met the GETPAID promo terms and when/how will the $500 post?

CFG Bank MM was 3.30% now 3.55%
State Exchange Bank Savings was 2.75% now 3.30%
USAlliance Savings was 2.75% now 3.00%
Tab Bank Savings was 2.66% now 3.00%
TIAA Bank Svings was 2.10% now 2.25%
Western Bank Savings was 2.00% now 3.00%
Self Help CU MM was 1.39% now 1.53%

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Today my Bask Bank rate has gone from 3% to 3.540%

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America First CU MM was 3.05% now 3.50%
Bask Bank Savings was 3.05% now 3.60%
Valley Direct Savings was 3.01% now 3.50%
Patriot Bank MM was 3.00% now 3.30%
Rising Bank Savings was 2.50% now 3.00%

4 Likes

New rate leader: Merchant’s Bank of Indiana MM was 3.05% now 3.82%
Quontic Bank Savings was 2.30% now 3.00%

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FYI ally message confirmed moving cash from savings to a no penalty CD would still be eligible for the 1% promo

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Discover AAII Savings was 2.40% now 2.80%
American Express Savings was 2.35% now 2.50%
Discover Savings was 2.35% now 2.75%

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Thanks for posting, but people have received different answers from Ally.

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I was skeptical as well, but I saw this over at DOC -

(Update 11/3/22: We go an official reply from the Ally media team confirming that it’s okay to transfer funds between eligible Ally accounts at any time (both now and even after November 4th) and still maintain the 1% bonus. Here’s the quote: “As long as the new money remains in an eligible Ally account until 1/15/23, then they would still qualify for the bonus. If, for instance, they transferred money to an online checking account prior to 1/15/23, which is not eligible, then that would impact the bonus.”)

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Update -

Of course, over on bogleheads, someone spoke to an Ally customer service rep today & was told the opposite…

“Speaking with an Ally representative they said I would be ineligible for the 1% bonus if I opened and transferred my savings balance into the No-Penalty CD…” - SUP3RMAN

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Yep. See my post above, CSR wouldn’t even confirm that moving NEW money in to CD counted :frowning: I might send another msg

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Brilliant Bank Savings was 3.25% now 3.61%
First Internet Bank Savings was 2.53% now 2.22%
My e Banc Savings was 1.71% now 2.48%

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thx for all these ally updates! I had decided to transfer to the npcd from the doc post, but am hoping for more updates here. please keep posting any replies from ally!

HMBradley just went to 4%.

There are some requirements however . . .

Vio Bank MM was 3.02% now 3.52%
CIT Bank Savings Connect was 3.00% now 3.25%
Synchrony Bank Savings was 2.75% now 3.00%
Sallie Mae MM was 2.70% now 3.20%
Barclays Bank Savings was 2.40% now 3.00%

5 Likes