Best Nationally Available High APY Liquid Accounts

My understanding is it happens with Schwab. If you autoroll there, you have to wait a week before you can reinvest in a new tbill.

Edit. Never autorolled at Schwab, but people have complained about it on the bogleheads. I am interested in whether anyone here has had experience with this.

Edit see this thread at the Bogleheads, indicating that you do lose a week at Schwab, but not at Fidelity or TreasuryDirect
https://www.bogleheads.org/forum/viewtopic.php?t=304490

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Thank you for the explanation. I guess it is a thing at Schwab, which goofed up the auto-roll concept.

Medallion Bank(via Savebetter) was 4.82%, now 5.02%
Popular Direct Savings was 4.75% now 4.85%
CIT Platinum was 4.75%, now 4.85%
CIT Savings Connect was 4.50%, now 4.60%
Betterment was 4.35% now 4.50%
Idabel National Bank MM(via SaveBetter) was 4.35% now 4.45%
Marcus Savings was 3.90% now 4.15%
Dollar Savings Direct Savings was 3.50% now 4.00%
Zions Bank MM was 2.02% now 2.28%

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Total Direct Bank MM was 4.82% now 4.95%
Primis Bank Savings was 4.77% now 4.92%
Primis Bank Checking was 4.77% now 4.92%
Valley Direct Bank Savings was 4.20% now 4.50%
Ivy Bank Indexed Savings was 4.17% now removed from website

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Classic, “now removed from website” :laughing:

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CIBC Bank Savings was 4.37% now 4.52%
Empower Personal Cash was 4.25% now 4.45%
FNBO Direct Savings was 3.40% now 3.75%

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vanguard 4.5%
Vanguard Cash Plus Account | Vanguard?

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CFG Bank MM was 5.02% now 5.07%
Patriot Bank MM(via SaveBetter) was 4.80% now 5.02%
Great Lakes Credit Union MM(via SaveBetter) was 4.60% now 5.00%
Quontic Bank Savings was 4.05% now 4.25%

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Anyone using Primis Checking for regular bill payments from their accounts? Their checking is at 4.92% APY.

Did anyone apply to the Capital One spring promotion? The open a 360 Performance Savings, Deposit and hold for 90 days and receive a Bonus (with code SPRING23).
I can’t find any info in my account with the bonus calendar. With Marcus, the bonus was listed with a calendar; day of deposit, 90 day hold, bonus deposit, but with CO I can’t find such a schedule chart…

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Regardless of whether you find a schedule, most of what I’ve read about CapOne bonuses says that you will need to poke them repeatedly in order to receive the bonus. Those reports were several years old, but it stuck with me to the point that I ignore CapOne offers, despite the very expensive envelopes in which they arrive. :smile:

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they also do once/lifetime limits including ING

Discover AAII Savings was 3.80% now 3.95%
Discover Savings was 3.75% now 3.90%
American Express Savings was 3.75% now 3.90%

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AFAIK they changed this in 2019-2020 so ING is no longer included. The updated T&C on the banking bonus offers I’ve seen says something like “if you’ve had this account on or after January 1, 2020, you will be ineligible for the bonus”. You can see it in this recently expired offer.

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Wife and I both did Cap1 savings bonuses within the last year. We didn’t have to poke - they just worked.

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Ally Savings will have a slight increase from 3.75% APY to 3.85% APY effective 5/19/23

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And their Money Market is going from 4.0 to 4.15% APY too.

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wow that’s high for laggard Ally. What’s the highest MMA these days?

Redneck and All America Bank upped their MM rate to 5.05%.

Also of note, they raised the cap on this rate from $75K to $100K.

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Comment from elsewhere on Money Market Funds

VMRXX…5.05%
VMFXX…5.04%
SNVXX…4.91%
SNOXX…4.79%

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