We do have TIAA MM locked at 1.40%. Actually I thought Nationwide would be ok, but NO, 1.0% Savings & MM down to 1.30% & requires $1000 to open. (put money there, but I’m taking it out).
I do have Patriot Bank MM 2.26%, but expect that to drop soon.
I did telephone them and they looked me up in their system. Because I had the deal back in 2014 they would not extend it to me a second time. So I was out of luck.
CFG Bank High Yield Money Market was 1.50% now 1.36%
Purepoint Online Savings was 1.25% now 1.01%
Ally Online Savings was 1.25% now 1.10%
Discover AAII Online Savings was 1.20% now 1.10%
Discover Online Savings was 1.15% now 1.05%
With the way rates continue to decline, for those who didn’t get in on the TIAA 1 year rate lock at 1.40%, it may make sense to lock in there at 1.01% for a year if you’re eligible for an account. Not sure how long it’ll last.
my 5 year Add-On CD @ 3.15% at American Airlines Credit Union that I opened last summer is starting to look pretty good. If someone opened today it would be 1.7% There’s a $50k cap and it will mature in Aug 2024. I guess I’ll move some funds there after I run out of deposit sign up bonuses.
Patriot Bank Money Market was 1.75% now 1.40%(rate guaranteed for new customers until 7/31/20)
Dollar Savings Direct Savings was 1.40% now 1.30%
Popular Direct Savings was 1.30% now 1.20%
Bank 7 High Rate Online Savings was 1.30% now 1.10%
Citizen’s Access Online Savings was 1.30% now 1.15%
Marcus Online Savings was 1.30% now 1.05%
Capital One 360 Performance Savings was 1.15% now 1.00%
Barclays Online Savings was 1.15% now 1.00%
A rare increase:
Nationwide(Axos) My Savings was 1.00% now 1.40%(maybe the rate drop a week ago was a mistake)
Would anyone pls share experience with fees &timing in &out for ach transfers initiated at gte with respect to in & out at external banks? Any days of lost or double interest? Am I correct there is a daily limit of $5000? Any way to request this to be increased?
Stolen from a poster on another forum to explain the Nationwide “increase” from yesterday:
Nationwide apparently changed the rules (making it hard to get the 1.40%) "Earn up to 1.40% APY with My Savings when you open a My Checking account and set up a $1,000 direct deposit. Easy peasy.“ OR "Not ready for a My Checking account? You can still earn 1.00% APY with a My Savings account, a la carte.”*
My Nationwide Summary Regular earns 1.30% if balance over $300 Money Market earns 1.30% if balance over $10,000 Saving is 1.40% with MyChecking Saving is 1.00% without MyChecking
First Foundation Online Savings was 1.45% now 1.20%
CIBC Online Savings was 1.35% now 1.15%
Live Oak Bank Personal Savings was 1.35% now 1.15%
Connect One Bank Online Savings was 1.25% now 1.10%
My e Banc Money Market was 1.20% now 1.00%
Rising Bank High Yield Savings was 1.20% now 1.10%
FNBO Direct Online Savings was 1.00% now 0.90%
Credit Karma Savings was 0.56% now 0.52%
CFG Bank High Yield Money Market was 1.36% now 1.25%
Redneck Bank Mega Money Market was 1.35% now 1.10%
All America Bank Mega Money Market was 1.35% now 1.10%