Is this Discover free credit fraud monitor thing worthwhile?

You should clean up the URL before posting. In this case all the garbage starting with the question mark is not needed, and may sometimes be treated as a broken link.

Credit Karma monitors the Equifax and TransUnion credit reports. This service monitors the Experian credit report AND your SSN, as mentioned in the first Frequently Asked Question on the page you linked.

Personally I have not signed up for any “SSN monitoring” service and don’t know if they’re worthwhile to you.

Free reports thread here:

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