Let's Compare: 5% Credit Card Rotating Quarterly Rewards

https://clark.com/credit-cards/costco-discover-card/
:cry:

The rotating 5% quarterly categories on the Discover IT credit card for the third quarter, valid from July 1st through September 30, 2025, on up to $1,500 in purchases:

  • Gas and EV Charging
  • Public Transit
  • Utilities
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Chase Freedom/Flex 5x Q3 2025:

  • Gas Stations
  • EV Charging
  • Select Live Entertainment
  • Instacart
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This is the year of the credit card nerf. Chase pulled the application for Freedom Flex today. If this is permanent and intentional, Chase won’t have a 5% quarterly card available to new applicants. Hopefully it’ll remain grandfathered like the OG Freedom and Citi Dividend.

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