Let's Compare: 5% Credit Card Rotating Quarterly Rewards

Thanks, wonder what is best way to use this 5% offer. I have BOA cards cards for most ordinary spending, including on line, yielding over 5% with status.

The Nusenda schedule is at https://www.nusenda.org/images/default-source/default-album/calendar_rewards_july-sept_2023.jpg?sfvrsn=fe0f222a_0. It cover this quarter education, which few other cards do.

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Added Categories for Discover in Q4 2023:

Amazon.com and Target

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Added Category for Citi Dividends in Q4 2023: Groceries

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Welcome back! Haven’t seen you post in some time.

Thank you! Took a break most due to getting tired of politization of many threads impacting S/N vs other financial forums.

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I have not figured out how to sign up for bonuses on the CITI Dividend card. Is there a way without phoning?

I get an email from Citi quarterly reminding me to sign-up for them. But it’s not well supported if you just navigate to their website.You can get a link from the area where you view/redeem rewards. But you have to look carefully for the quarterly offers and even then they redirect you elsewhere.

Otherwise you can usually go to: Citi Dividend 5% signup

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Discover 5% quarterly rewards categories for January 1 - March 31, 2024 are restaurants and drugstores.

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Categories for Chase in Q1 2024:

Grocery Stores (excluding Walmart and Target)
Fitness Clubs & Gym Memberships
Self-Care and Spa Services

https://www.chasebonus.com/

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Thank you. I can now print the “HT/Publix” label to slap onto my wife’s Chase card. :slight_smile:

Discover card non- woke and woke categories for April 1 to June 30

Get your 5% cash back at Gas Stations & EV Charging, Home Improvement Stores, and Public Transit

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Bump. Q2 2024 Chase, Citi, Discover 5%/5x bonus categories are all known now.

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Discover Q3 is Walmart and Grocery Stores

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Discover Q4 is Amazon, Target and target.com

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Categories for Chase in Q4 2024:

McDonald’s
PayPal
Pet Shops and Vet Services
Select Charities

https://www.chasebonus.com/

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Thanks. That’s a weird set of categories beside PayPal LOL.

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Paypal is useful because with the Paypal giving fund you can get 5% back on charitable donations. I will use this to donate to the Foundation for Metabolic Cancer Research

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Discover has announced the Q2 2025 rotating 5% categories:

Grocery Stores and Wholesale Clubs

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Per Doctor of Credit: Chase Freedom 5x Surprise Category for March 2025: Insurance, Tax Prep & More

In the Chase app, there is showing a “birthday surprise category” on the Chase Freedom and Freedom Flex cards. In celebration of the 15th birthday of the Chase Freedom & Freedom Flex cards will earn 5%/5x on Insurance payments and on Tax Preparation Services during the month of March.

The fine print states that the regular quarterly $1,500 limit will apply to these March categories along with the other quarterly categories (Grocery, Fitness, Spa).

Link

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