Wanted to offer a kind word for a couple of credit score providers I’ve been using. Both are free.
I realize Argyll likes Credit Karma a lot, and I respect his preference. But I’m inclined instead to provide my own personal data to credit score providers associated with financial institutions that already have the same data. I have been using Chase’s free Credit Journey service for a number of months. It’s a good service and I like it. But the scores only update weekly. If you request a score today, you cannot access another updated score for one full week.
Another alternative I began using only recently is called Credit Sense. I have free access to this service because of my MSDFCU (Merck) membership. I like the Credit Sense service a lot. But what is especially attractive is availability of daily credit score updates. Having requested your score, you need wait only 24 hours to obtain an updated score.
Both the Credit Journey and Credit Sense services provide a whole lot of personal credit information beyond just your score. And all that extra stuff is interesting and quite informative. But to me having access to a fresh, up-to-date, readout of my credit score is most important of all. Month old credit scores as offered by some financial institutions, e.g. Citi, are of little value.